Who are we?
NATSURE (through our wholly-owned Guardrisk Cell Captive arrangement) and Aviation
Loyd's coverholder is a niche, specialist short term insurance business that operates
mainly through Underwriting Management Agencies (UMAs).
We have been in business for more than 40 years, having been established in 1968
as the niche short term insurance subsidiary of Saambou Holdings Limited, exclusively
providing cover for homeowner properties. In 2003 the business was privately acquired
and comprehensively reorganised and repositioned as a niche insurance group specialising
in the scientific underwriting of carefully selected risks and operating exclusively
through Underwriting Management Agencies.
Through our actuarial approach to underwriting, our culture of partnerships as well
as our focus on innovation and client service, we have established ourselves as
a profitable and reputable market leader in each of our chosen niche markets.
All business conducted through our wholly-owned Guardrisk Cell Captive arrangement
has an AA rating from Global Credit Ratings.
Reinsurance is actively used in various different ways to optimise our risk management
ability and capacity. Our approach to reinsurance is again one of creating a sustainable
long term partnership with each of the reinsurers that we use. All of our reinsurance
partners have a credit rating of A- or better.